Become a Home Owner
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Being a homeowner is more than just having a roof over your head. Homeownership instills feelings of comfort, security, stability, and pride.
Eligibility Criteria
- I am a U.S. Citizen or a Legal Permanent Resident.
- I do not currently own a home (Note: you do not need to be a first time home buyer).
- My current living situation is substandard for my family or I have a severe rent burden.
Ability To Pay:
- I have not had a bankruptcy in the past three years.
- I have a minimum credit score of 680.
- I have a credit report with no or minimal derogatory credit events
- I have been steadily employed for the last 3 years.
- My annual gross income falls within a minimum of $45,000 and a maximum of $91,000*.
Note: Guidelines are subject to change based on current lender requirements.
*Depending on family size
Willingness to Partner
I am willing to partner with Habitat of Rockland by completing 200-400 hours of “sweat equity” that includes working on the construction of Habitat homes, including my own, completing mandatory homeownership and financial literacy courses along with various other service requirements.
For more information please email info@Habitatrockland.org
